How to Stop Spending Money

Table of Contents The 50/30/20 Rule Advantages of the 50/30/20 Rule Set Your Goals Set Short-Term Financial Goals Use Tracker Apps Control Food Costs Is Your Bank Account Leaking? Wait Before Buying Go Cash and Forget About Cards Visualize the Cost Sell Then Buy Try a No Spend Challenge Repair or Rebuy Invest Your Disposable […]

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Where to Invest Money to Get Monthly Income

Table of Contents Stocks ETFs Mutual Funds Bonds Premium Bonds Stocks and Shares ISA Real Estate Angel Investments Invest in Cryptocurrency Buy Collectibles as Assets for Investment Say you have £100,000, but you do not know where to invest the money to receive a sizable return. There are many ways you can grow your money, […]

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Why is Financial Literacy Important?

Table of Contents What is Financial Literacy? More Control Over Personal Finances Increase Amount of Saving Investing In the Right Assets Preparing for a Comfortable Retirement Why Financial Literacy Matters Most British people reach financial independence in their early twenties or even as soon as their late teens. This is the period in life when […]

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What to Do After University

Table of Contents 1.   Job Hunt 2.   Take A Gap Year 3.   Volunteer or Apply for Internships 4.   Start a Company or Join a Start-Up 5.   Go Back to School or Study Abroad Time flies. Before you know it, four years have passed, and you just graduated from university. Transitioning from student living to post-graduatin […]

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Retraining at 50 For a New Job

Table of Contents Best Careers to Retrain for at 50 Teaching Childcare Trade Professions Government Jobs Sales Roles Driving Instructor Writing Opening a Cafe Finding Support Instant Payday Loans Short Term Loans Unemployed Loans Bottom Line It’s common among people aged 50 and above to think about changing their careers. There are many movies that […]

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11 Ways to Have More Money as a Student Without Working

Table of Contents 1.   Look for Freebies 2.   Follow the “Pound a Day” Rule 3.   Think Twice Before Buying 4.   Take Advantage of Student Perks 5.   Invest in a Student Oyster Card 6.   Apply for Scholarships and Grants 7.   Find Flatmates or Live at Home 8.  Check for Deals on Cashback and Subscriptions 9.  Meal […]

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How Much Money Can You Send to a Prisoner in the UK?

Table of Contents How to Send Money to a Prisoner How Prisoners Receive the Money How Much Money Can You Send a Prisoner? Can Inmates Earn Money in Prison? How Much Do Things Cost in Prison? What to Do When You Are Short of Money Conclusion Just like the outside world, inmates in jail cells […]

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How Much Money Do You Need to Retire?

Table of Contents How Much Should You Save for Retirement  How Much Does an Individual Need to Retire?  How Much Does A Couple Need to Retire? Average Spending in Retirement Plan Your Finances How Much is a Good Pension? Other Income Sources Create a Retirement Plan What Happens When You Do Not Meet Your Goals? […]

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How to Save Money on Food: 12 Important Ways

Table of Contents Switch to Cheaper Brands Use Coupons Shop for Deals Buy in Bulk/Shop Wholesale Meal Prep Shop the Reduced Section Stock Up On Tinned Foods Try Healthy Alternatives Set a Weekly Food Budget Reduce Meat Consumption Avoid Display Ads and Bags Buy Frozen Food Have you ever looked at your bank account and […]

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Safety Measures for Hospitality Industry Employees

Table of Contents   Slips, Trips, and Falls  Exposure to Hazardous Chemicals Injuries from Machines and Supplies Fire Hazard Mental Illness or Stress Muscle Injuries Electrical Hazards Cuts, Scalds, and Burns Fatigue Exposure to Heat or Cold Good Practices to Keep Your Workers Safe Safety Measure Idea: Panic Button and Evacuation Plan Safety Measure Idea: […]

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